Evidence-backed conclusions
Every extracted fact carries its source document, page, and the verbatim excerpt it came from. Nothing enters a risk file as an unsourced assertion.
Commercial property underwriting
The governance layer between broker submissions and underwriting decisions.
Commercial Underwriting Assurance turns unstructured submissions into complete, consistent, evidence-backed risk files — so underwriters decide from a sourced record instead of a stack of attachments.
- Every fact
- cited to source
- Every conflict
- surfaced, not resolved for you
- Every decision
- auditable end to end
How it works
Submission to decision, one governed path
Four stages. Nothing advances without provenance, and nothing binds without a human underwriter.
- 01
Submission
Broker documents arrive as they are — PDFs, schedules, email threads, inspection reports. No template, no rekeying.
- 02
Evidence
Risk markers are extracted into discrete facts, each cited to its source excerpt, then tested for contradictions and gaps.
- 03
Human review
An underwriter verifies, rejects, or resolves each fact. Conflicts require a human call; the queue makes that call fast.
- 04
Decision
Sign-off within authority limits, with a decision-ready risk file and a full audit trail exportable as a single document.
What assurance means here
Assurance is a property of the record, not a claim about the model
Contradiction detection
When a schedule of values, a broker email, and an inspection report disagree on year built or construction type, the conflict is surfaced as a conflict — not silently averaged away.
Missing information detection
Completeness is measured against the risk markers your discipline requires, so gaps are visible before a decision is drafted rather than after a claim.
Underwriters retain authority
The platform assembles, cites, and flags. It never binds, never declines, and never overrides a judgement. Appetite signals stay advisory by design.
Complete audit trail
Every upload, extraction, verification, rejection, and sign-off is recorded with actor and timestamp — a defensible record of how a decision was reached.
Governed by construction
Tenant isolation, role-scoped access, and binding authority limits are enforced at the data layer, not merely hidden in the interface.
See it run on your own submissions
We will take a live submission through extraction, contradiction review, and sign-off, and show you the audit trail it leaves behind.
Request a Demo